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The Great Risk Shift

The Great Risk Shift PDF Author: Jacob S. Hacker
Publisher: Oxford University Press
ISBN: 0199840091
Category : Political Science
Languages : en
Pages : 256

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Book Description
America's leaders say the economy is strong and getting stronger. But the safety net that once protected us is fast unraveling. With retirement plans in growing jeopardy while health coverage erodes, more and more economic risk is shifting from government and business onto the fragile shoulders of the American family. In The Great Risk Shift, Jacob S. Hacker lays bare this unsettling new economic climate, showing how it has come about, what it is doing to our families, and how we can fight back. Behind this shift, he contends, is the Personal Responsibility Crusade, eagerly embraced by corporate leaders and Republican politicians who speak of a nirvana of economic empowerment, an "ownership society" in which Americans are free to choose. But as Hacker reveals, the result has been quite different: a harsh new world of economic insecurity, in which far too many Americans are free to lose. The book documents how two great pillars of economic security--the family and the workplace--guarantee far less financial stability than they once did. The final leg of economic support--the public and private benefits that workers and families get when economic disaster strikes--has dangerously eroded as political leaders and corporations increasingly cut back protections of our health care, our income security, and our retirement pensions. Blending powerful human stories, big-picture analysis, and compelling ideas for reform, this remarkable volume will hit a nerve, serving as a rallying point in the vital struggle for economic security in an increasingly uncertain world.

The Great Risk Shift

The Great Risk Shift PDF Author: Jacob S. Hacker
Publisher: Oxford University Press
ISBN: 0199840091
Category : Political Science
Languages : en
Pages : 256

View

Book Description
America's leaders say the economy is strong and getting stronger. But the safety net that once protected us is fast unraveling. With retirement plans in growing jeopardy while health coverage erodes, more and more economic risk is shifting from government and business onto the fragile shoulders of the American family. In The Great Risk Shift, Jacob S. Hacker lays bare this unsettling new economic climate, showing how it has come about, what it is doing to our families, and how we can fight back. Behind this shift, he contends, is the Personal Responsibility Crusade, eagerly embraced by corporate leaders and Republican politicians who speak of a nirvana of economic empowerment, an "ownership society" in which Americans are free to choose. But as Hacker reveals, the result has been quite different: a harsh new world of economic insecurity, in which far too many Americans are free to lose. The book documents how two great pillars of economic security--the family and the workplace--guarantee far less financial stability than they once did. The final leg of economic support--the public and private benefits that workers and families get when economic disaster strikes--has dangerously eroded as political leaders and corporations increasingly cut back protections of our health care, our income security, and our retirement pensions. Blending powerful human stories, big-picture analysis, and compelling ideas for reform, this remarkable volume will hit a nerve, serving as a rallying point in the vital struggle for economic security in an increasingly uncertain world.

The Great Risk Shift

The Great Risk Shift PDF Author: Jacob S. Hacker
Publisher: Oxford University Press
ISBN: 0190844167
Category : Political Science
Languages : en
Pages : 288

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Book Description
On the eve of the financial crisis, Jacob S. Hacker wrote "the policy book of the year" (E.J. Dionne, Jr., Washington Post), demonstrating and explaining the hidden story of growing economic insecurity. In this fully revised and updated second edition, he brings his powerful exposé of "The Great Risk Shift" up to date with startling new evidence and compelling new ideas. Hacker shows that the safety net was unraveling long before the late-2000s, as more and more economic risk shifted from the broad shoulders of government and business onto the fragile backs of American families. Whether the problem is risky jobs brought on by corporate restructuring and the "gig economy" of contingent work, risky families created by the rising costs and instabilities of parenthood, risky retirement caused by the collapse of traditional guaranteed pensions, or risky health care fueled by skyrocketing costs and unstable coverage-Hacker shows what has changed and why, the ways in which ordinary Americans have been affected, and how we can fight back. Behind the risk shift, he contends, is the "Personal Responsibility Crusade" eagerly embraced by corporate leaders and conservative politicians who speak of an economic nirvana in which Americans are free to choose. But the result, Hacker reveals, has been very different: a harsh new world of economic insecurity in which far too many Americans are allowed to fall behind. Blending powerful human stories, big-picture analysis, and compelling ideas for reform, this remarkable volume has become a rallying point in the struggle for economic security in an increasingly uncertain world.

The Great Risk Shift

The Great Risk Shift PDF Author: Jacob S. Hacker
Publisher: Oxford University Press
ISBN: 0195335341
Category : Business & Economics
Languages : en
Pages : 250

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Book Description
We are witnessing a massive transfer of economic risk from broad structures of insurance onto the fragile balance sheets of American families. This text explains the causes and consequences of 'The Great Risk Shift' and what can be done to reverse it.

The Great Risk Shift

The Great Risk Shift PDF Author: Jacob S. Hacker
Publisher: Oxford University Press
ISBN: 9780199726639
Category : Political Science
Languages : en
Pages : 256

View

Book Description
America's leaders say the economy is strong and getting stronger. But the safety net that once protected us is fast unraveling. With retirement plans in growing jeopardy while health coverage erodes, more and more economic risk is shifting from government and business onto the fragile shoulders of the American family. In The Great Risk Shift, Jacob S. Hacker lays bare this unsettling new economic climate, showing how it has come about, what it is doing to our families, and how we can fight back. Behind this shift, he contends, is the Personal Responsibility Crusade, eagerly embraced by corporate leaders and Republican politicians who speak of a nirvana of economic empowerment, an "ownership society" in which Americans are free to choose. But as Hacker reveals, the result has been quite different: a harsh new world of economic insecurity, in which far too many Americans are free to lose. The book documents how two great pillars of economic security--the family and the workplace--guarantee far less financial stability than they once did. The final leg of economic support--the public and private benefits that workers and families get when economic disaster strikes--has dangerously eroded as political leaders and corporations increasingly cut back protections of our health care, our income security, and our retirement pensions. Blending powerful human stories, big-picture analysis, and compelling ideas for reform, this remarkable volume will hit a nerve, serving as a rallying point in the vital struggle for economic security in an increasingly uncertain world.

Has There Been a Great Risk Shift?

Has There Been a Great Risk Shift? PDF Author: Scott Robert Winship
Publisher:
ISBN:
Category :
Languages : en
Pages : 644

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Book Description
A number of researchers--most prominently, political scientist Jacob Hacker--have argued that economic risk has shifted in recent years to workers and families from employers and government. This "great risk shift" has led to a "new economic insecurity" that demands new policy responses from government. Hacker's primary evidence in support of his argument was a chart indicating that family income volatility had risen 200 percent from 1974 to 2002, later revised to 100 percent in response to methodological problems I discovered. These results were the latest in a long line of research on economic instability and inspired a wave of subsequent research. Most of these studies have relied on the Panel Study of Income Dynamics and have reached conclusions that differ from findings based on administrative data. This dissertation finds that when several crucial methodological issues are addressed correctly, the Panel Study of Income Dynamics yields the same conclusions as the research using administrative data. Contrary to the risk-shift hypothesis, male earnings instability and family income instability did not rise much between the early 1980s and 2004, across a range of different instability measures. Female earnings instability fell between the late 1960s and the early 1980s and then was flat or continued declining. Other indicators of economic risk and insecurity also fail to support the risk-shift hypothesis.

The Great Credit Crash

The Great Credit Crash PDF Author: Martijn Konings
Publisher: Verso Books
ISBN:
Category : Business & Economics
Languages : en
Pages : 398

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Book Description
The dominant accounts of the current financial crisis--focussing on the lack of regulation, out-of-control markets and irresponsible speculation--have not offered us much beyond the kind of information that we can glean from newspaper headlines. This book, drawing on some of the most prominent radical analysts of the system, from Walden Bello to Barbara Ehrenreich, digs deeper, foregrounding the key questions that are still waiting to be asked. Viewing the crisis as a product of the social order that was built during the era of neoliberal capitalism, it presents a more complete and convincing account of its origins, development and consequences. The contributors assess current events and political responses, critically examining official rhetoric and hegemonic narratives to point the way to an understanding of the crisis beyond the subprime headlines. Contributors: Walden Bello • Dick Bryan • Gary Dymski • Barbara Ehrenreich • Sam Gindin • Peter Gowan • Michael Hudson • James Livingston • Scott MacWilliam • Johnna Montgomerie • Anastasia Nesvetailova • Ronen Palan • Leo Panitch • Nomi Prins • Mike Rafferty • Susanne Soederberg • Henry Veltmeyer

The Great Risk Shift?

The Great Risk Shift? PDF Author: Claudia M. Buch
Publisher:
ISBN:
Category :
Languages : en
Pages : 38

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Book Description


Pensions, Social Security, and the Privatization of Risk

Pensions, Social Security, and the Privatization of Risk PDF Author: Mitchell Alexander Orenstein
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 127

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Book Description
Mitchell Orenstein brings together leading economists and policy advisors to discuss the complex and timely issue of retirement and risk. Employers, increasingly called upon by elected officials, have begun to shift from a model of collective risk-sharing towards a model of individualized investment risk. This represents a marked difference from the notion of an American social safety net, which emerged during the Great Depression. Weighing what is gained and what is lost as new schemas surface, this book offers readers reasoned analysis of the looming crisis and our collective alternatives both domestically and abroad.

American Amnesia

American Amnesia PDF Author: Jacob S. Hacker
Publisher: Simon and Schuster
ISBN: 1451667833
Category : Business & Economics
Languages : en
Pages : 464

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Book Description
In the past, government and business were as much partners as rivals, resulting in broad-based growth and healthy social development. But advocates of anti-government market fundamentalism are intent on scrapping the instrument of nearly a century of unprecedented economic and social progress. Hacker and Pierson examine why what's good for American business elites and what's good for Americans have become misaligned.

The Conference Board Review

The Conference Board Review PDF Author:
Publisher:
ISBN:
Category : Business
Languages : en
Pages :

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